Disclaimer.
Common Ground is a personal hobby and writing project. Please do not treat anything here as more than one person thinking out loud.
General education and reflection only
Everything on Common Ground is general information, education, and personal reflection. It is just one person’s writing. It is not individualized financial, investment, tax, accounting, or legal advice, and it is not a recommendation to buy, sell, or hold any security or follow any particular strategy.
No professional relationship
Reading this site, subscribing to updates, or contacting the writer does not create a professional relationship of any kind. Nothing here is tailored to your specific circumstances, goals, or risk tolerance.
Not a business or an offer
This is a hobby, not a business. Common Ground does not offer professional money, investment, tax, legal, or other services through this site. There is nothing for sale here and no invitation to become a customer.
Independent of any employer
The views expressed here are solely those of the writer, in a personal capacity, and do not represent the views, positions, or services of any employer, firm, or organization. This site is a private hobby project and is in no way affiliated with, endorsed by, or conducted on behalf of any current or former employer.
Do your own research and get professional advice
Money is personal. Before making any financial, investment, tax, or legal decision, talk with a qualified professional who can consider your full situation. Anything you do based on something you read here is your own decision.
No guarantees
While the writer aims to be thoughtful and accurate, no representation or warranty is made about the completeness, accuracy, or timeliness of anything published. Information may be incomplete, dated, or simply a matter of personal opinion, and it may change without notice.
Email updates
Any email updates are occasional and personal. They are not a pitch and they are not advice. You can ask to be removed at any time.
Privacy
This is a simple static site with no accounts and no behind-the-scenes data collection by the writer. If you choose to send an email, you’re sharing your address voluntarily so the writer can reply or add you to the updates list.
Last updated: ____. This disclaimer applies to all pages of Common Ground.